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Privacy Policy

Privacy Policy

Last Updated: February 23, 2026

Introduction

Vanguard Acquires Bmo (referred to as "we", "us", or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, including any other media form, media channel, mobile website, or mobile application related or connected thereto (collectively, the "Site") following the acquisition of BMO by Vanguard. Please read this Privacy Policy carefully. If you do not agree with the terms of this Privacy Policy, please do not access the Site.

Information We Collect

When you access and use our Site, we may automatically collect certain information about your device and usage patterns. This information does not directly reveal your identity but may include device and usage information. The information we may collect includes:

  • IP Address: Your Internet Protocol (IP) address is automatically assigned to your computer by your Internet Service Provider. An IP address can be used to derive your general location. We collect IP addresses for security, analytical, and diagnostic purposes, and to ensure proper functioning of our services post-acquisition.
  • Browser Type: Information about the web browser you are using (e.g., Chrome, Firefox, Safari) helps us ensure compatibility and optimize your browsing experience.
  • Operating System: Details about your device's operating system (e.g., Windows, macOS, Android, iOS) assist us in diagnosing technical issues and improving our services.
  • Pages Visited: We track which pages you visit on our Site, the time spent on those pages, and the order of pages visited. This helps us understand user behavior, improve site navigation, and identify popular content relevant to the integrated services.

We collect this data to maintain the security and operation of our Site, for internal analytics and reporting purposes, and to improve the overall user experience following the integration of Vanguard and BMO services.

Cookies and Other Tracking Technologies

Our Site may use cookies, web beacons, tracking pixels, and other tracking technologies to help customize the Site and improve your experience.

  • What are Cookies? Cookies are small data files placed on your computer or mobile device when you visit a website. They are widely used by website owners in order to make their websites work, or to work more efficiently, as well as to provide reporting information.
  • How We Use Cookies: We use cookies to remember your preferences, track user interactions, analyze site traffic, and personalize content. This helps us understand how you use our services and allows us to enhance your browsing experience, particularly as we integrate services from Vanguard and BMO.
  • Managing Cookies: Most web browsers are set to accept cookies by default. You can remove or reject cookies by adjusting your browser settings. However, be aware that such action could affect the availability and functionality of the Site.

Third-Party Services

We may use third-party service providers to facilitate our Service, provide the Service on our behalf, perform Service-related services, or assist us in analyzing how our Service is used. These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

Examples of third-party services we may use include:

  • Analytics Providers: We use services like Google Analytics to track and report website traffic. These services may collect information about your visits to our Site and other websites over time.
  • Website Hosting: Our Site is hosted by third-party providers who manage the servers and infrastructure.

We encourage you to consult the privacy policies of these third-party service providers directly to understand their practices.

Advertising

We may partner with third-party advertising networks to display advertisements on our Site or to manage our advertising on other sites. These partners may use cookies and web beacons to collect information about your activities on this and other websites to provide you with targeted advertising based upon your interests.

If you wish to not have this information used for the purpose of serving you targeted ads, you may opt-out by visiting:

Please note that opting out of targeted advertising does not mean you will no longer receive advertising. It means you will no longer receive advertising tailored to your interests.

Children's Privacy

Our Site is not intended for individuals under the age of 13. We do not knowingly collect personally identifiable information from children under 13. If you are a parent or guardian and you are aware that your child has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from children under the age of 13 without verification of parental consent, we will take steps to remove that information from our servers.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date at the top of this Privacy Policy. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Contact Us

If you have any questions about this Privacy Policy, please contact us by visiting our contact page: Contact Us.